At DE Loans from Veterans Coalition, we provide transparent and straightforward information about the rates and fees associated with all of our loan products. Whether you’re applying for payday loans, title loans, tribal loans, allotment loans, emergency loans, or installment loans, we are committed to ensuring that you understand the terms, costs, and repayment schedules. Below is a detailed breakdown of our loan products and their associated rates and fees.
Loan Types and Rates
- Payday Loans:
- Loan Amounts: Typically range from $100 to $1,000, depending on your income and needs.
- Interest Rates: APRs for payday loans can range from 349% depending on the loan amount and repayment terms.
- Repayment Terms: These loans are typically due on your next payday or as agreed upon in your loan agreement.
- Title Loans:
- Loan Amounts: Title loans range from $500 to $5,000, based on the value of your vehicle.
- Interest Rates: APRs for title loans generally range from 29.9% depending on the loan amount and terms.
- Repayment Terms: Title loans are typically repaid within 30 days, but extended terms may be available.
- Tribal Loans:
- Loan Amounts: Tribal loans range from $500 to $3,000, based on your financial needs.
- Interest Rates: APRs for tribal loans can range from 359%.
- Repayment Terms: Tribal loans offer flexible repayment terms ranging from a few weeks to several months, depending on the loan agreement.
- Allotment Loans:
- Loan Amounts: Allotment loans are available to federal and postal employees, ranging from $500 to $5,000.
- Interest Rates: APRs for allotment loans range from 29.9%, based on the loan amount and terms.
- Repayment Terms: Repayments are automatically deducted from your paycheck, ensuring hassle-free repayment over 3 to 12 months.
- Emergency Loans:
- Loan Amounts: Emergency loans range from $100 to $5,000, depending on the urgency and loan type.Interest Rates: APRs for emergency loans generally range from 139%.
- Repayment Terms: Emergency loans are designed for short-term needs and are typically repaid in full within 30 days or as agreed upon.
- Installment Loans:
- Loan Amounts: Installment loans range from $500 to $5,000.
- Interest Rates: APRs for installment loans range from 35.9%, depending on the loan amount and repayment terms.
- Repayment Terms: You can repay installment loans over 3 to 12 months, with affordable monthly payments.
Fees
- Application Fee: There may be an application fee for processing your loan request, depending on the loan type.
- Late Payment Fees: If a payment is missed, a late fee may be applied. Please refer to your loan agreement for specific late payment charges.
- Returned Payment Fees: If a payment is returned due to insufficient funds or other issues, a fee may apply.
- Prepayment Fees: We do not charge prepayment penalties for early loan repayment. You are free to pay off your loan early without incurring additional fees.
Why We Are Transparent About Our Rates and Fees
We believe in providing clear and upfront information about our rates and fees, so you are fully aware of the costs associated with each loan product. We want you to make an informed decision when borrowing, and our transparent approach ensures that there are no surprises.
How to Calculate Your Loan Costs
To help you determine the total cost of your loan, we offer a loan calculator on our website. Simply input the loan amount and repayment period, and the calculator will show you the estimated interest and fees over the life of your loan.
Important Note
The rates and fees outlined above are general guidelines and may vary based on your individual circumstances, credit history, and the loan amount you request. When you apply for a loan, we will provide you with a detailed breakdown of the rates, fees, and terms specific to your loan agreement.
For questions or more detailed information about our rates and fees, please contact us. We are happy to assist you in understanding your loan costs and ensuring that you are fully informed before moving forward.